Latest Posts
Price Optimization, Pricing Analytics, AI
How AI Accelerates Data Analysis without Replacing Analysts
Jun 27, 2025
At Nomis, we've spent over 20 years helping banks price trillions of dollars in loans and deposits across three continents. That experience has taught us something crucial: the best banking decisions come from combining sophisticated analytics with...
Read More
Price Optimization
Finding the Right Fit: Navigating the Business Banking Pricing Spectrum
Jun 5, 2025
Business banking has always lived in the gray area between consumer and commercial. It’s a “tweener” segment that is often underserved not because of lack of opportunity, but because of the operational and economic complexity it introduces. Every...
Read More
Mortgage, Price Optimization, Intelligent Pricing, Pricing Analytics
Insights from the Canadian Mortgage Market on Customer Behaviors
Jan 21, 2025
The Canadian mortgage market provides a fascinating lens through which to examine customer behaviors in response to fluctuating interest rates. Unlike the United States, where long-term fixed-rate mortgages dominate, Canadian mortgages often feature...
Read More
Retail Banking, Price Optimization, Pricing Analytics
Managing Change in Pricing Strategies: Addressing the Human Element
Dec 13, 2024
This is the third installment in our article series exploring the Nomis November 14 discussion on pricing challenges in a falling rate environment. In the first two articles, we examined lessons from historical rate changes and the reevaluation of...
Read More
Price Optimization, Pricing Analytics
Reevaluating Risk Scoring in a New Pricing Landscape
Dec 5, 2024
This is the second installment in our article series diving deep into the Nomis November 14 discussion on pricing challenges in a falling rate environment. In the first article, Navigating Pricing Challenges in a Falling Rate Environment: Lessons...
Read More
Price Optimization, Pricing Analytics, Deposits
Adapting to Rate Cuts: Strategic Deposit Expense Management by Wes West
Sep 18, 2024
In the immediate aftermath of the Federal Reserve’s announcement of a 50 basis point rate cut at today’s FOMC meeting, we are entering uncharted territory for many financial institutions. This marks the first rate cut since the 2018 headfake and the...
Read More
Retail Banking, Price Optimization, Intelligent Pricing, Pricing Analytics, Deposits
Embracing Imperfections: Managing Model Failures and Statistical Limitations (Part 3 of 3)
Aug 7, 2024
Read More
Retail Banking, Price Optimization, Intelligent Pricing, Pricing Analytics, Deposits
Models in Action: Supporting and Enhancing Strategic Decisions (Part 2 of 3)
Aug 7, 2024
Read More
Retail Banking, Price Optimization, Intelligent Pricing, Pricing Analytics, Deposits
Unlocking Insights: Why the Right Questions Matter More Than Models (Part 1 of 3)
Aug 7, 2024
Read More
Retail Banking, Price Optimization, Intelligent Pricing, Customer-Centric
The Role of Price Optimization in Relationship Pricing as a Whole
Aug 15, 2023
In this month’s post, John Shortt reflects on the ongoing importance of price optimization to our company and customers as we broaden our offerings to support relationship pricing and discretion and deal management pricing.
Read More