Latest Posts
Price Optimization
The Multibillion Wake-Up Call: Why Banks Must Evolve Beyond Basic A/B Testing
Sep 11, 2025
While banking executives debate IT budgets and regulatory compliance, a quiet revolution is reshaping the competitive landscape. The neobanking market is expected to grow at a CAGR of 35.8% during 2023-2030, and these digital disruptors aren't just...
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Price Optimization, Pricing Analytics, AI
How AI Accelerates Data Analysis without Replacing Analysts
Jun 27, 2025
At Nomis, we've spent over 20 years helping banks price trillions of dollars in loans and deposits across three continents. That experience has taught us something crucial: the best banking decisions come from combining sophisticated analytics with...
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Price Optimization
Finding the Right Fit: Navigating the Business Banking Pricing Spectrum
Jun 5, 2025
Business banking has always lived in the gray area between consumer and commercial. It’s a “tweener” segment that is often underserved not because of lack of opportunity, but because of the operational and economic complexity it introduces. Every...
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Mortgage, Price Optimization, Intelligent Pricing, Pricing Analytics
Insights from the Canadian Mortgage Market on Customer Behaviors
Jan 21, 2025
The Canadian mortgage market provides a fascinating lens through which to examine customer behaviors in response to fluctuating interest rates. Unlike the United States, where long-term fixed-rate mortgages dominate, Canadian mortgages often feature...
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Retail Banking, Price Optimization, Pricing Analytics
Managing Change in Pricing Strategies: Addressing the Human Element
Dec 13, 2024
This is the third installment in our article series exploring the Nomis November 14 discussion on pricing challenges in a falling rate environment. In the first two articles, we examined lessons from historical rate changes and the reevaluation of...
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Price Optimization, Pricing Analytics
Reevaluating Risk Scoring in a New Pricing Landscape
Dec 5, 2024
This is the second installment in our article series diving deep into the Nomis November 14 discussion on pricing challenges in a falling rate environment. In the first article, Navigating Pricing Challenges in a Falling Rate Environment: Lessons...
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Price Optimization, Pricing Analytics, Deposits
Adapting to Rate Cuts: Strategic Deposit Expense Management by Wes West
Sep 18, 2024
In the immediate aftermath of the Federal Reserve’s announcement of a 50 basis point rate cut at today’s FOMC meeting, we are entering uncharted territory for many financial institutions. This marks the first rate cut since the 2018 headfake and the...
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Retail Banking, Price Optimization, Intelligent Pricing, Pricing Analytics, Deposits
Embracing Imperfections: Managing Model Failures and Statistical Limitations (Part 3 of 3)
Aug 7, 2024
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Retail Banking, Price Optimization, Intelligent Pricing, Pricing Analytics, Deposits
Models in Action: Supporting and Enhancing Strategic Decisions (Part 2 of 3)
Aug 7, 2024
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