Latest Posts
Pricing Analytics, Deposits, AI
AI-Augmented Flow of Funds: A Smarter Approach to Deposit Strategy
May 14, 2025
One of the reasons the banking industry is fascinating is the disconnect between its reputation and its reality. Banks are widely seen as sleepy, old institutions that sit atop 40-year-old tech stacks while comfortably running the trusty ol’ 3-6-3...
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Pricing Analytics, Deposits
One Size Doesn’t Fit All: Rethinking Consumer vs. Commercial Deposit Analytics
May 1, 2025
When financial institutions turn to outside vendors or consultants for deposit analytics solutions, they’re often met with strategies that treat consumer and commercial deposits as two sides of the same coin. But this assumption reveals a critical...
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Pricing Analytics, Deposits
U.S. Deposits and the Critical Lessons on Deposit Betas
Jan 13, 2025
In the unpredictable world of interest rate changes, understanding and managing deposit betas is crucial for financial institutions aiming to maintain profitability and competitiveness. However, as lessons from the U.S. deposit market reveal,...
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Price Optimization, Pricing Analytics, Deposits
Adapting to Rate Cuts: Strategic Deposit Expense Management by Wes West
Sep 18, 2024
In the immediate aftermath of the Federal Reserve’s announcement of a 50 basis point rate cut at today’s FOMC meeting, we are entering uncharted territory for many financial institutions. This marks the first rate cut since the 2018 headfake and the...
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Retail Banking, Price Optimization, Intelligent Pricing, Pricing Analytics, Deposits
Embracing Imperfections: Managing Model Failures and Statistical Limitations (Part 3 of 3)
Aug 7, 2024
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Retail Banking, Price Optimization, Intelligent Pricing, Pricing Analytics, Deposits
Models in Action: Supporting and Enhancing Strategic Decisions (Part 2 of 3)
Aug 7, 2024
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