--- title: The Nomis Narratives description: Join other industry professionals and subscribe to the Nomis Solutions blog! Be the first to receive best practices and insights that can be used to deliver smarter pricing and optimize results. --- [![Nomis Solutions](https://go.nomissolutions.com/hs-fs/hubfs/raw_assets/public/NomisSolutions_August2021/images/nomis_48d86813.png?width=2000&height=44&name=nomis_48d86813.png "Nomis Solutions")](https://nomissolutions.com/#) - SOLUTIONS - RETAIL BANKING - [Nomis Price Optimizer](https://nomissolutions.com/nomis-price-optimizer/) - [Nomis Price Manager](https://nomissolutions.com/nomis-price-manager/) - [Nomis Deal Manager](https://nomissolutions.com/nomis-deal-manager/) - RESOURCES - INSIGHTS - [Content Library](https://nomissolutions.com/content-library/) - [Press Center](https://nomissolutions.com/press-center/) - [The Nomis Narratives Blog](https://go.nomissolutions.com/the-nomis-narratives-blog) - [Video Gallery](https://nomissolutions.com/video-gallery/) - COMPANY - OUR STORY - [About Nomis](https://nomissolutions.com/about-nomis/) - [Careers](https://nomissolutions.com/careers/) - [Meet The Team](https://nomissolutions.com/meet-the-team/) - SOLUTIONS - RETAIL BANKING - [Nomis Price Optimizer](https://nomissolutions.com/nomis-price-optimizer/) - [Nomis Price Manager](https://nomissolutions.com/nomis-price-manager/) - [Nomis Deal Manager](https://nomissolutions.com/nomis-deal-manager/) - RESOURCES - INSIGHTS - [Content Library](https://nomissolutions.com/content-library/) - [Press Center](https://nomissolutions.com/press-center/) - [The Nomis Narratives Blog](https://go.nomissolutions.com/the-nomis-narratives-blog) - [Video Gallery](https://nomissolutions.com/video-gallery/) - COMPANY - OUR STORY - [About Nomis](https://nomissolutions.com/about-nomis/) - [Careers](https://nomissolutions.com/careers/) - [Meet The Team](https://nomissolutions.com/meet-the-team/) # The Nomis Narratives --- Join other industry professionals and subscribe to the Nomis Solutions blog! Be the first to receive best practices and insights that can be used to deliver smarter pricing and optimize results. ## Latest Posts - [Price Optimization](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/price-optimization) - [Pricing Analytics](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/pricing-analytics) - [Retail Banking](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/retail-banking) - [AI](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/ai) - [Deposits](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/deposits) - [Intelligent Pricing](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/intelligent-pricing) - [Auto Finance](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/auto-finance) - [Mortgage](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/mortgage) - [Customer-Centric](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/customer-centric) - [Leadership](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/leadership) ![Build vs. Buy: Why the Conversation has Changed](https://go.nomissolutions.com/hubfs/bernd-dittrich-PKqxOOQqN64-unsplash.jpg) ### Leadership ## [Build vs. Buy: Why the Conversation has Changed](https://go.nomissolutions.com/the-nomis-narratives-blog/build-vs.-buy) ##### Oct 30, 2025 Ten years ago, the build versus buy conversation in banking centered on capability. Can we actually build this? Do we have the necessary technical skills? The infrastructure? The expertise? [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/build-vs.-buy) ![Beyond Surface Yields: A Complete Framework for Auto Loan Profitability](https://go.nomissolutions.com/hubfs/hao-zhang-PAazJ-4KGAY-unsplash.jpg) ### Auto Finance ## [Beyond Surface Yields: A Complete Framework for Auto Loan Profitability](https://go.nomissolutions.com/the-nomis-narratives-blog/auto-loan-profitability-framework) ##### Oct 1, 2025 The Experience Advantage After 20 years of implementing profitability models and helping lenders optimize their auto portfolios, we've observed a consistent pattern: Two lenders with identical 8.5% portfolio yields often see vastly different... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/auto-loan-profitability-framework) ![The Multibillion Wake-Up Call: Why Banks Must Evolve Beyond Basic A/B Testing](https://go.nomissolutions.com/hubfs/arthur-a-RxbkUG80Rag-unsplash.jpg) ### Price Optimization ## [The Multibillion Wake-Up Call: Why Banks Must Evolve Beyond Basic A/B Testing](https://go.nomissolutions.com/the-nomis-narratives-blog/evolve-beyond-basic-a/b-testing) ##### Sep 11, 2025 While banking executives debate IT budgets and regulatory compliance, a quiet revolution is reshaping the competitive landscape. The neobanking market is expected to grow at a CAGR of 35.8% during 2023-2030, and these digital disruptors aren't just... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/evolve-beyond-basic-a/b-testing) ![Building a Voice-Enabled Mortgage Assistant in Four Hours: A Lesson in Compound AI Systems](https://go.nomissolutions.com/hubfs/anas-alshanti-feXpdV001o4-unsplash.jpg) ### AI, Leadership ## [Building a Voice-Enabled Mortgage Assistant in Four Hours: A Lesson in Compound AI Systems](https://go.nomissolutions.com/the-nomis-narratives-blog/voice-enabled-mortgage-assistant) ##### Aug 14, 2025 Most groundbreaking banking technology stories start with months of planning and end with a cautious pilot. This one starts with a single “what if” idea and ends four hours later with a working prototype in hand. [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/voice-enabled-mortgage-assistant) ![How AI Enhances Recommendation Engines by Combining Models and Judgment](https://go.nomissolutions.com/hubfs/growtika-nGoCBxiaRO0-unsplash.jpg) ### AI ## [How AI Enhances Recommendation Engines by Combining Models and Judgment](https://go.nomissolutions.com/the-nomis-narratives-blog/how-ai-enhances-recommendation-engines) ##### Jul 24, 2025 Every day, banks face thousands of exception requests. A commercial client needs a rate concession to match a competitor's offer. A mortgage customer requests payment flexibility during a rough patch. A long-standing business relationship wants... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/how-ai-enhances-recommendation-engines) ![AI Makes Everyone a Manager: The Overlooked Challenge this Presents](https://go.nomissolutions.com/hubfs/jeshoots-com-fzOITuS1DIQ-unsplash.jpg) ### AI, Leadership ## [AI Makes Everyone a Manager: The Overlooked Challenge this Presents](https://go.nomissolutions.com/the-nomis-narratives-blog/ai-makes-everyone-a-manager) ##### Jul 11, 2025 This article is a departure from our typical content. Wes West, our Chief Analytics Officer, shares his perspective on how AI has unexpectedly transformed millions of knowledge workers into managers, without any of the training or support that role... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/ai-makes-everyone-a-manager) ![How AI Accelerates Data Analysis without Replacing Analysts](https://go.nomissolutions.com/hubfs/yang-song-CPezeqWbLs8-unsplash.jpg) ### Price Optimization, Pricing Analytics, AI ## [How AI Accelerates Data Analysis without Replacing Analysts](https://go.nomissolutions.com/the-nomis-narratives-blog/accelerate-data-analysis-without-replacing-analysts) ##### Jun 27, 2025 At Nomis, we've spent over 20 years helping banks price trillions of dollars in loans and deposits across three continents. That experience has taught us something crucial: the best banking decisions come from combining sophisticated analytics with... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/accelerate-data-analysis-without-replacing-analysts) ![How We're Actually Using AI at Nomis: A Pragmatic Approach to an Overhyped Technology](https://go.nomissolutions.com/hubfs/a-chosen-soul-KYHef_yxspI-unsplash%20-%20Edited.jpg) ### AI ## [How We're Actually Using AI at Nomis: A Pragmatic Approach to an Overhyped Technology](https://go.nomissolutions.com/the-nomis-narratives-blog/a-pragmatic-approach-to-ai) ##### Jun 18, 2025 Like many businesses, we're exploring how to integrate AI into our technology products. But here's the difference—we're not overpromising or trying to solve every problem all at once. Instead, we've embraced a pragmatic, actionable approach that’s... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/a-pragmatic-approach-to-ai) ![Finding the Right Fit: Navigating the Business Banking Pricing Spectrum](https://go.nomissolutions.com/hubfs/kevin-o-connor-JxSLigoB-6A-unsplash.jpg) ### Price Optimization ## [Finding the Right Fit: Navigating the Business Banking Pricing Spectrum](https://go.nomissolutions.com/the-nomis-narratives-blog/business-banking-pricing-spectrum) ##### Jun 5, 2025 Business banking has always lived in the gray area between consumer and commercial. It’s a “tweener” segment that is often underserved not because of lack of opportunity, but because of the operational and economic complexity it introduces. Every... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/business-banking-pricing-spectrum) ![Executive Recap: Key Takeaways from FIS Emerald 2025 by Wes West, Nomis Chief Analytics Officer](https://go.nomissolutions.com/hubfs/headway-F2KRf_QfCqw-unsplash.jpg) ### AI, Executive Recap ## [Executive Recap: Key Takeaways from FIS Emerald 2025 by Wes West, Nomis Chief Analytics Officer](https://go.nomissolutions.com/the-nomis-narratives-blog/fis-executive-recap) ##### May 29, 2025 Shaping the Future of Banking with AI Standing before the audience at FIS Emerald 2025, I felt a sense of shared curiosity and urgency. AI isn’t just a buzzword anymore. It’s a tool we, as an industry, are learning to wield to solve real-world... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/fis-executive-recap) © 2024 Nomis Solutions | [Privacy Policy](https://nomissolutions.com/global-privacy-policy/)