Latest Posts
Mortgage, Price Optimization, Intelligent Pricing, Pricing Analytics
Insights from the Canadian Mortgage Market on Customer Behaviors
Jan 21, 2025
The Canadian mortgage market provides a fascinating lens through which to examine customer behaviors in response to fluctuating interest rates. Unlike the United States, where long-term fixed-rate mortgages dominate, Canadian mortgages often feature...
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Pricing Analytics, Deposits
U.S. Deposits and the Critical Lessons on Deposit Betas
Jan 13, 2025
In the unpredictable world of interest rate changes, understanding and managing deposit betas is crucial for financial institutions aiming to maintain profitability and competitiveness. However, as lessons from the U.S. deposit market reveal,...
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Retail Banking, Price Optimization, Pricing Analytics
Managing Change in Pricing Strategies: Addressing the Human Element
Dec 13, 2024
This is the third installment in our article series exploring the Nomis November 14 discussion on pricing challenges in a falling rate environment. In the first two articles, we examined lessons from historical rate changes and the reevaluation of...
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Price Optimization, Pricing Analytics
Reevaluating Risk Scoring in a New Pricing Landscape
Dec 5, 2024
This is the second installment in our article series diving deep into the Nomis November 14 discussion on pricing challenges in a falling rate environment. In the first article, Navigating Pricing Challenges in a Falling Rate Environment: Lessons...
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Pricing Analytics
Navigating Pricing Challenges in a Falling Rate Environment: Lessons from the Past
Nov 26, 2024
On November 14, Nomis executives came together to delve into the complexities of pricing strategies in the context of today’s falling rate environment. This gathering shed light on how historical trends inform current strategies and how financial...
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