--- title: The Nomis Narratives | Brooke Clark description: Join other industry professionals and subscribe to the Nomis Solutions blog! Be the first to receive best practices and insights that can be used to deliver smarter pricing and optimize results. --- [![Nomis Solutions](https://go.nomissolutions.com/hs-fs/hubfs/raw_assets/public/NomisSolutions_August2021/images/nomis_48d86813.png?width=2000&height=44&name=nomis_48d86813.png "Nomis Solutions")](https://nomissolutions.com/#) - SOLUTIONS - RETAIL BANKING - [Nomis Price Optimizer](https://nomissolutions.com/nomis-price-optimizer/) - [Nomis Price Manager](https://nomissolutions.com/nomis-price-manager/) - [Nomis Deal Manager](https://nomissolutions.com/nomis-deal-manager/) - RESOURCES - INSIGHTS - [Content Library](https://nomissolutions.com/content-library/) - [Press Center](https://nomissolutions.com/press-center/) - [The Nomis Narratives Blog](https://go.nomissolutions.com/the-nomis-narratives-blog) - [Video Gallery](https://nomissolutions.com/video-gallery/) - COMPANY - OUR STORY - [About Nomis](https://nomissolutions.com/about-nomis/) - [Careers](https://nomissolutions.com/careers/) - [Meet The Team](https://nomissolutions.com/meet-the-team/) - SOLUTIONS - RETAIL BANKING - [Nomis Price Optimizer](https://nomissolutions.com/nomis-price-optimizer/) - [Nomis Price Manager](https://nomissolutions.com/nomis-price-manager/) - [Nomis Deal Manager](https://nomissolutions.com/nomis-deal-manager/) - RESOURCES - INSIGHTS - [Content Library](https://nomissolutions.com/content-library/) - [Press Center](https://nomissolutions.com/press-center/) - [The Nomis Narratives Blog](https://go.nomissolutions.com/the-nomis-narratives-blog) - [Video Gallery](https://nomissolutions.com/video-gallery/) - COMPANY - OUR STORY - [About Nomis](https://nomissolutions.com/about-nomis/) - [Careers](https://nomissolutions.com/careers/) - [Meet The Team](https://nomissolutions.com/meet-the-team/) # The Nomis Narratives --- Join other industry professionals and subscribe to the Nomis Solutions blog! Be the first to receive best practices and insights that can be used to deliver smarter pricing and optimize results. ## Latest Posts - [Price Optimization](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/price-optimization) - [Pricing Analytics](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/pricing-analytics) - [Retail Banking](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/retail-banking) - [AI](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/ai) - [Deposits](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/deposits) - [Intelligent Pricing](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/intelligent-pricing) - [Auto Finance](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/auto-finance) - [Mortgage](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/mortgage) - [Customer-Centric](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/customer-centric) - [Leadership](https://go.nomissolutions.com/the-nomis-narratives-blog/tag/leadership) ![Lessons from the U.S. Auto Market on Risk-Adjusted Profitability and Pricing](https://go.nomissolutions.com/hubfs/Article%206%20No%20Logo.png) ## [Lessons from the U.S. Auto Market on Risk-Adjusted Profitability and Pricing](https://go.nomissolutions.com/the-nomis-narratives-blog/risk-adjusted-profitability-and-pricing) ##### Jan 28, 2025 The U.S. auto market is undergoing significant transformations, driven by rising vehicle prices, longer loan terms, and increasing levels of negative equity. These trends have introduced new complexities for lenders, particularly when it comes to... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/risk-adjusted-profitability-and-pricing) ![Insights from the Canadian Mortgage Market on Customer Behaviors](https://go.nomissolutions.com/hubfs/Article%205%20No%20Logo.png) ### Mortgage, Price Optimization, Intelligent Pricing, Pricing Analytics ## [Insights from the Canadian Mortgage Market on Customer Behaviors](https://go.nomissolutions.com/the-nomis-narratives-blog/insights-from-the-canadian-mortgage-market-on-customer-behaviors) ##### Jan 21, 2025 The Canadian mortgage market provides a fascinating lens through which to examine customer behaviors in response to fluctuating interest rates. Unlike the United States, where long-term fixed-rate mortgages dominate, Canadian mortgages often feature... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/insights-from-the-canadian-mortgage-market-on-customer-behaviors) ![U.S. Deposits and the Critical Lessons on Deposit Betas](https://go.nomissolutions.com/hubfs/Article%204%20No%20Logo%20%283%29%20copy.jpg) ### Pricing Analytics, Deposits ## [U.S. Deposits and the Critical Lessons on Deposit Betas](https://go.nomissolutions.com/the-nomis-narratives-blog/u.s.-deposits-and-the-critical-lessons-on-deposit-betas) ##### Jan 13, 2025 In the unpredictable world of interest rate changes, understanding and managing deposit betas is crucial for financial institutions aiming to maintain profitability and competitiveness. However, as lessons from the U.S. deposit market reveal,... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/u.s.-deposits-and-the-critical-lessons-on-deposit-betas) ![Managing Change in Pricing Strategies: Addressing the Human Element](https://go.nomissolutions.com/hubfs/iStock-1227412970.jpg) ### Retail Banking, Price Optimization, Pricing Analytics ## [Managing Change in Pricing Strategies: Addressing the Human Element](https://go.nomissolutions.com/the-nomis-narratives-blog/managing-change) ##### Dec 13, 2024 This is the third installment in our article series exploring the Nomis November 14 discussion on pricing challenges in a falling rate environment. In the first two articles, we examined lessons from historical rate changes and the reevaluation of... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/managing-change) ![Reevaluating Risk Scoring in a New Pricing Landscape](https://go.nomissolutions.com/hubfs/iStock-1407962290.jpg) ### Price Optimization, Pricing Analytics ## [Reevaluating Risk Scoring in a New Pricing Landscape](https://go.nomissolutions.com/the-nomis-narratives-blog/reevaluating-risk-scoring) ##### Dec 5, 2024 This is the second installment in our article series diving deep into the Nomis November 14 discussion on pricing challenges in a falling rate environment. In the first article, Navigating Pricing Challenges in a Falling Rate Environment: Lessons... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/reevaluating-risk-scoring) ![Navigating Pricing Challenges in a Falling Rate Environment: Lessons from the Past](https://go.nomissolutions.com/hubfs/iStock-1227064262.jpg) ### Pricing Analytics ## [Navigating Pricing Challenges in a Falling Rate Environment: Lessons from the Past](https://go.nomissolutions.com/the-nomis-narratives-blog/navigating-pricing-challenges) ##### Nov 26, 2024 On November 14, Nomis executives came together to delve into the complexities of pricing strategies in the context of today’s falling rate environment. This gathering shed light on how historical trends inform current strategies and how financial... [Read More](https://go.nomissolutions.com/the-nomis-narratives-blog/navigating-pricing-challenges) © 2024 Nomis Solutions | [Privacy Policy](https://nomissolutions.com/global-privacy-policy/)